How Apollo Works

A smart choice for safety-conscious individuals seeking financial security.
  • Guaranteed growth
  • Stability of principal
  • Tax deferral
  • Guaranteed lifetime income
Protect Your Future
Whether you’re preparing for retirement or already enjoying retirement, a fixed annuity can be a smart way to safeguard your retirement income with guaranteed returns. Fixed annuities offer guaranteed tax-deferred growth, protection of principal and lifetime income.

Traditional fixed annuity with an annually declared interest rate. The rate of interest is declared annually, but will never reset below the minimum guaranteed rate.

10% of the premium amount is available penalty free in year 1. In subsequent years, 10% of the account value is available penalty free.

The Apollo's cumulative withdrawal feature provides extra liquidity, giving policyholders greater flexibility in accessing funds.

The Apollo also includes an Annuitization Bonus of 4.0% of the Annuity Value if a settlement option is elected after the 5th year over a period of 10 or more years.

7 Year Surrender Charge term and Market Value Adjustment Period (Apollo MVA).

Is the product right for you?

A traditional fixed annuity may appeal to you if:

You wish to protect your retirement savings and earn a fixed rate of interest

You need to rollover a lump-sum payment from a company-sponsored retirement or pension plan.

You want to contribute to an annuity because you’ve already contributed the maximum to your IRA or other qualified plans.

Apollo Annuity Types

Apollo MVA
The Apollo MVA Traditional fixed annuity with an annually declared interest rate. The interest rate is declared annually, but will never reset below the minimum guaranteed rate. Apollo MVA has a seven-year market value adjustment period and surrender charge schedule. It allows for 10% penalty free withdrawals, a cumulative withdrawal feature provides extra liquidity, giving policyholders greater flexibility in accessing funds, an Annuitization Bonus of 4.0% of the Annuity Value.
Apollo SP
The Apollo SP Traditional fixed annuity with an annually declared interest rate. The interest rate is declared annually, but will never reset below the minimum guaranteed rate. Apollo SP has a seven-year surrender charge schedule. It allows for 10% penalty free withdrawals, a cumulative withdrawal feature provides extra liquidity, giving policyholders greater flexibility in accessing funds, an Annuitization Bonus of 4.0% of the Annuity Value.
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