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What is an annuity?

An annuity is a long-term financial contract between you and Reliance Standard Life Insurance Company (“RSL”).

The annuity contract has two parts or periods, The Accumulation Period and the Payout Period.

  • During the accumulation period, the money you put into the annuity contract will earn interest. The interest earnings grow tax deferred as long as you leave the money in the Annuity Contract.
  • During the payout period typically after your contract matures, RSL will pay you a regular income under the terms of the settlement option you elect.

Guide to Fixed Annuities

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Guide to Indexed Annuities

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Annuity Products

Apollo MVA & Apollo SP

Traditional fixed annuity with an annually declared interest rate.

Eleos MVA & Eleos SP

Traditional MYGA (multi-year guarantee annuity).

Reliance Guarantee 5, 7, and 10

Traditional MYGA (multi-year guarantee annuity) with 5, 7 or 10 year guaranteed period.

Keystone 5, 7, and 10

Fixed Index Annuity with fixed interest and index interest tied to S&P 500 index

Reliance Accumulator 5, 7, and 10

Fixed Index Annuity with fixed interest and index interest tied to S&P 500 index and S&P MARC 5% ER Index

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